Look at the most popular New Year's resolutions. In addition to spending time with family, living life to the fullest, and getting healthy, people want to stop being broke. It's understandable -- and also one of
the most frequently broken resolutions.
Don't get discouraged. You really can make more money, lower your debts, and improve your financial future. There are no easy and magic solutions and many of these may seem obvious, but there's a difference between hearing about a solution to a problem and actually taking action. With some regular effort you can improve your lot in a lot of ways.
1. Ask for a raise.
Whether you're an employee or have a business, there are people who pay you. When's the last time you asked for more? It may be that you ultimately aren't successful, but if you don't ask, you can't get.
2. Research your field.
As part of looking for improved salary or wages or setting better pricing, you need to know what your occupation and industry typically pay. Do the research to see how you fit into the bigger picture so you know how much room there might be for someone to offer more.
3. Improve your negotiation.
You negotiate much more than a raise or higher prices for your work. Practically everything in life has an element of negotiation. The better you are at the science and art, the more effectively you move through the world, and that includes making money.
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