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Hydroponic lettuce greenhouse factory -- Automated

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3. Haggling Hints for ... Groceries

Maybe you're already a master coupon clipper—but it's always a win when you can pay even less at checkout, right?

James highlights the deli and meat counters as great places to haggle. "In particular, look for hams and roasts that are less than a pound in size and politely ask for a discount," he says. That's because they may be too small to slice and sell, so the store may be willing to sell them for much less. "Start by asking for 50% off and negotiate from there."

James adds that meats nearing their sell-by date are potentially another good bet, since the store will lose money on them once they expire. "This works best if you're buying more than one cut, so stock up and take it all off their hands for a discount," he says. "Then you can freeze what you can't use in the next day or two."

If your neighborhood has a local farmers' market, you're in luck: They're ripe for heavy discounts if you buy toward the end of the day, says John Vespasian, the author of "The 10 Principles of Rational Living."

"Farmers much prefer to get rid of any remaining vegetables or fruit at a low price, rather than having to haul them back," he says. "This is the perfect opportunity not only to save money by negotiating but also to purchase healthy food."

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