Credit cards give you rewards when you use them. Credit card companies like when you use their product. It's how they make their money, so the more you spend, the better for them. This is why they provide rewards for big users. Rewards have been known to ensnare people in debt cycles, but if you use a credit card for necessary purchases, then pay it off with cash, you can get all the benefits of good rewards with none of the downsides. For people who like to travel internationally, like to eat at awesome restaurants, or enjoy seeing sporting events in person, this is a great method to take advantage of the best perks. Do some research about a credit card that kicks off rewards for stuff you're interested in. This might be a good first card for you.
You don't have to use a credit card even if you open up an account. Simply having a credit account open for a long time works wonders for your credit score. So, at the very least, simply open up a single credit card, put it in a box and never think about it again.
Secured credit cards are another way to open up a first credit account without fear of going into debt. Whatever you choose, having a credit card that you don't use is better than nothing. Read up, sign up and enjoy the benefits of your own credit card. It's part of being an adult and it'll help you a lot in the future if you use it right.
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