SquareTrade put phones through a series of tests of extreme hot and cold, water, bending and drops to test how they fared, rating each hazard from 1 (low risk) to 10 (high risk). Water dunks rated 1 or 2 on the scale, while dropping the phones face down hit 7 or above on the scale, according to the September study.
Not only is a drop the fastest way to kill your device, it's one of the most common. Cracked screens due to accidental drops are responsible for half of all smartphone damage, SquareTrade said. Indeed, each week, you have a 31 percent chance of dropping your phone, according to case company OtterBox.
Given the likelihood of a cracked screen, some consumers have even tried to wear it as a badge of honor — the battle scar of selfies past, if you will. And if you're too hesitant to break your screen, a quick Web search pulls up wallpaper images, apps and even screen covers that give an intact phone the look of a shattered screen.
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