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 Teach your kids about money. This tip is from Michael Chadwick, a certified financial planner from Unionville, Connecticut.
Why it matters. It really doesn't matter how rich or poor you are. If you don't teach your kids how to handle money, they're going to have problems.
"Don't enable your kids to be financially illiterate or mentally weak. Make them face financial reality ... Don't bail them out or fight their battles for them," Chadwick advises. "Kids need to know life has winners and losers. Don't be afraid to hurt their feelings. They'll get over it and be stronger because of it."

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Don't lend people money. This is according to Jimmy Lee, CEO of the Wealth Consulting Group, a wealth management firm in Las Vegas.
Why it matters. It might sound cold, but Lee says he has seen too many wealthy people lose a lot money because they "fall victim to 'friends' who have their own financial interests in mind."
So think about how much fun you'll have if you don't have much – and still loan out money.
Lee tells his clients, "when people come to you for money, send them to me. I'm perfectly fine saying 'no,' and ruffling a few feathers if need be."

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The prolonged period of extremely accommodative monetary policy has distorted investment objectives, he said in a note.

Advancing issues outnumbered decliners on the NYSE by 2,077 to 953. On the Nasdaq, 1,699 issues rose and 1,063 fell.

The S&P 500 index showed nine new 52-week highs and eight new lows, while the Nasdaq recorded 31 new highs and 75 new lows.

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Higher interest rates make loans more expensive, crimping profit margins. Banks, however, will benefit.

Goldman Sachs was up 0.6 percent, while JPMorgan, Bank of America and Citigroup were up 0.4 percent.

The Fed has said it would raise rates when it saw a sustained recovery in the economy. While the unemployment rate has fallen to multi-year lows, inflation remains stuck below the Fed's 2 percent target.

"We expect the start of policy normalization to serve as a catalyst for normalization of the investment environment," said Mike O'Rourke, chief market strategist at Jones Trading.

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Since then, the U.S. stock market has staged a spectacular bull-run, with the S&P 500 index .SPX .INX more than doubling and the Nasdaq composite index briefly breaching its dotcom boom highs.

"I think we can use a great Star Wars analogy and say that 'the force' will awaken and the Fed will raise that quarter percent today," said Jeff Carbone, managing partner of Cornerstone Financial Partners.

"Now we've got to look at how Janet Yellen raises rates. Is it going to be too fast, or too slow or just right?"

At 13:30 p.m. ET the Dow Jones industrial average was up 37.41 points, or 0.21 percent, at 17,562.32, the S&P 500 was up 7.3 points, or 0.36 percent, at 2,050.71 and the Nasdaq Composite index was up 12.14 points, or 0.24 percent, at 5,007.49.

Seven of the 10 major S&P sectors were higher, with the utilities index's 1.87 percent rise leading the advancers.

Energy and material stocks were down as crude oil prices fell on fresh evidence of growing global oversupply.

DuPont's 2.7 percent fall weighed the most on the Dow. Oil majors Chevron and Exxon were down about 1 percent.

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The Fed is expected to move gradually on subsequent rate hikes after the initial liftoff, according to a Reuters poll. That will help soothe jittery markets, which have been roiled recently by a rout in crude oil prices and a fall in the Chinese yuan.

The rate hike will be a highly symbolic move, coming exactly seven years to the day since the Fed cut rates to near zero as the financial crisis engulfed the world.

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U.S. stocks trimmed gains but remained in positive territory in afternoon trading on Wednesday, half an hour ahead of a widely anticipated interest rate hike by the Federal Reserve.

READ MORE: Fed Raises Interest Rates, Cites Ongoing US Economic Recovery

An increase in the Fed's benchmark rate, from near zero, would be the first since June 29, 2006. Traders see an 81.4 percent chance of a rate hike, according to the CME Group's FedWatch tool.

The U.S. central bank is expected to raise rates by a token 25 basis points, when it announces the outcome of its policy meeting at 2 p.m. ET (1900 GMT). Fed Chair Janet Yellen will hold a news conference by at 2:30 p.m. ET.